Anzeige der Dokumente 41-60 von 120

    • FDIC 

      Unbekannter Autor
      The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by Congress to maintain stability and public confidence in the nation's financial system. To accomplish this mission, the FDIC insures ...
    • FEMA 

      Unbekannter Autor
      The Federal Emergency Management Agency (FEMA) leverages a tremendous capacity to coordinate within the federal government to make sure America is equipped to prepare for and respond to disasters.
    • FHFA 

      Unbekannter Autor
      The Federal Housing Finance Agency (FHFA) was established by the Housing and Economic Recovery Act of 2008 (HERA) and is responsible for the effective supervision, regulation, and housing mission oversight of Fannie Mae, ...
    • FiFo 

      Unbekannter Autor
      Administrative data: The data comprises the administrative bank records of more than 100.000 clients of a major German private bank from 2010 to 2019. The data comprises the clients’ full history of holdings and transactions ...
    • Financial Incentives and Loan Officer Behavior: Multitasking and Allocation of Effort Under an Incomplete Contract 

      Behr, Patrick; Drexler, Alejandro; Gropp, Reint E.; Guettler, Andre (2017-10-10)
      We investigate the implications of providing loan officers with a non-linear compensation structure that rewards loan volume and penalizes poor performance. Using a unique data set provided by a large international commercial ...
    • Financial Literacy and Self-Control in FinTech: Evidence from a Field Experiment on Online Consumer Borrowing 

      Bu, Di; Hanspal, Tobin; Liao, Yin; Liu, Yong (2019-10-14)
      We report the results of a longitudinal intervention with students across five universities in China designed to reduce online consumer debt. Our research design allocates individuals to either a financial literacy treatment, ...
    • Financial Regulation in the EU – Cross-Border Capital Flows, Systemic Risk and the European Banking Union as Reference Points for EU Financial Market Integration 

      Haar, Brigitte (2014-06-01)
      This is a chapter for a forthcoming volume Oxford Handbook of Financial Regulation (Oxford University Press 2014) (eds. Eilís Ferran, Niamh Moloney, and Jennifer Payne). It provides an overview of EU financial regulation ...
    • Finanzagentur GmbH 

      Unbekannter Autor
      Debt management from a single source: We ensure that the Federal Government, as the benchmark issuer in the eurozone, has at its disposal the most cost-efficient and low-risk financing as possible. We were established ...
    • FRED 

      Unbekannter Autor
      Federal Reserve Economic Data (FRED) is a database maintained by the Research division of the Federal Reserve Bank of St. Louisthat has more than 500,000 economic time series from 87 sources. The data can be viewed in ...
    • Hidden Gems and Borrowers with Dirty Little Secrets: Investment in Soft Information, Borrower Self-selection and Competition 

      Gropp, Reint E.; Gruendl, Christian; Guettler, Andre (2013-05-01)
      This paper empirically examines the role of soft information in the competitive interaction between relationship and transaction banks. Soft information can be interpreted as a valuable signal about the quality of a firm ...
    • HMDA 

      Unbekannter Autor
      Background & Purpose The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. This regulation provides the public loan data that can be used ...
    • How Do Banks React to Catastrophic Events? Evidence from Hurricane Katrina 

      Schüwer, Ulrich; Lambert, Claudia; Noth, Felix (2017-09-01)
      This paper explores how banks react to an exogenous shock caused by Hurricane Katrina in 2005, and how the structure of the banking system affects economic development following the shock. Independent banks based in the ...
    • How do insured deposits affect bank risk? Evidence from the 2008 Emergency Economic Stabilization Act 

      Lambert, Claudia; Noth, Felix; Schüwer, Ulrich (2014-10-01)
      This paper tests whether an increase in insured deposits causes banks to become more risky. We use variation introduced by the U.S. Emergency Economic Stabilization Act in October 2008, which increased the deposit insurance ...
    • How Special Are They? – Targeting Systemic Risk by Regulating Shadow Banking 

      Tröger, Tobias H. (2014-10-05)
      This essay argues that at least some of the financial stability concerns associated with shadow banking can be addressed by an approach to financial regulation that imports its functional foundations more vigorously into ...
    • HUD 

      Unbekannter Autor
      The Department of Housing and Urban Development administers programs that provide housing and community development assistance. The Department also works to ensure fair and equal housing opportunity for all.
    • IHS Markit 

      Unbekannter Autor
      IHS Markit offers an unmatched combination of information, analytics and expertise. Our diverse team of professional thought leaders, subject matter experts, analysts and consultants continually advance IHS Markit solutions ...
    • Incentive Effects from Write-down CoCo Bonds: An Empirical Analysis 

      Hesse, Henning (2018-05-01)
      Departing from the principle of absolute priority, CoCo bonds are particularly exposed to bank losses despite not having ownership rights. This paper shows the link between adverse CoCo design and their yields, confirming ...
    • Incentive-Based Capital Requirements 

      Eufinger, Christian; Gill, Andrej (2018-05-02)
      This paper proposes a new regulatory approach that implements capital requirements contingent on executive incentive schemes. We argue that excessive risk-taking in the financial sector originates from the shareholder moral ...
    • Interbank Funding as Insurance Mechanism for (Persistent) Liquidity Shocks 

      Bluhm, Marcel (2015-11-01)
      The interbank market is important for the efficient functioning of the financial system, transmission of monetary policy and therefore ultimately the real economy. In particular, it facilitates banks' liquidity management. ...
    • Interbank Networks and Backdoor Bailouts: Benefiting from other Banks' Government Guarantees 

      Eisert, Tim; Eufinger, Christian (2018-05-02)
      This paper explains why banks derive a benefit from being highly interconnected. We show that when banks are protected by government guarantees they can significantly increase their expected returns by channeling funds ...