Auflistung LIF-SAFE Working Papers nach Schlagwort "p2p lending"

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    • P2P Lending versus Banks: Cream Skimming or Bottom Fishing? 

      de Roure, Calebe; Pelizzon, Loriana; Thakor, Anjan V. (2018-04-18)
      We derive three testable predictions from a bank-P2P lender model of competition: (i) P2P lending grows when some banks are faced with exogenously higher regulatory costs, (ii) P2P loans are riskier than bank loans; and ...

    • P2P Lending versus Banks: Cream Skimming or Bottom Fishing? 

      Pelizzon, Loriana; Thakor, Anjan; de Roure, Calebe (2021-10-08)
      We derive three testable predictions from a bank-P2P lender model of competition: (a) P2P lending grows when some banks are faced with exogenously higher regulatory costs, (b) P2P loans are riskier than bank loans, and (c) ...