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Who Invests in Home Equity to Exempt Wealth from Bankruptcy?
Homestead exemptions to personal bankruptcy allow households to retain their home equity up to a limit determined at the state level. Households that may experience bankruptcy thus have an incentive to bias their portfolios ...
When Should Retirees Tap Their Home Equity?
This paper studies a household’s optimal demand for a reverse mortgage. These contracts allow homeowners to tap their home equity to finance consumption needs. In stylized frameworks, we show that the decision to enter a ...
The Department of Housing and Urban Development administers programs that provide housing and community development assistance. The Department also works to ensure fair and equal housing opportunity for all.
The Survey of Income and Program Participation (SIPP) is a household-based survey designed as a continuous series of national panels. Each panel features a nationally representative sample interviewed over a multi-year ...
Welcome to my data page. This page contains links to almost everything you ever wanted to know about the data that is available on my site (and more). I have broken the page down into five constituent parts to make it more ...
BEA's national economic accounts provide a comprehensive picture of the U.S. economy and feature many macroeconomic statistics.
The United States Cancer Statistics are the official government statistics on cancer. These statistics include cancer registry data from CDC’s National Program of Cancer Registries (NPCR) and the National Cancer Institute’s ...
The Survey of Consumer Finances (SCF) is normally a triennial cross-sectional survey of U.S. families. The survey data include information on families’ balance sheets, pensions, income, and demographic characteristics. ...