• Financial Literacy and Self-Control in FinTech: Evidence from a Field Experiment on Online Consumer Borrowing 

      Bu, Di; Hanspal, Tobin; Liao, Yin; Liu, Yong (2019-10-14)
      We report the results of a longitudinal intervention with students across five universities in China designed to reduce online consumer debt. Our research design allocates individuals to either a financial literacy treatment, ...
    • PFM Data 

      Unbekannter Autor
      Personal financial management app
    • Remarks on the German Regulation of Crowdfunding 

      Tröger, Tobias H. (2017-12-05)
      Crowdfunding is a buzzword that signifies a sub-set in the new forms of finance facilitated by advances in information technology usually categorized as fintech. Concerns for financial stability, investor and consumer ...
    • Smart (Phone) Investing? A Within Investor-Time Analysis of New Technologies and Trading Behavior 

      Kalda, Ankit; Loos, Benjamin; Previtero, Alessandro; Hackethal, Andreas (2021-02-02)
      Using transaction-level data from two German banks, we study the effects of smartphones on investor behavior. Comparing trades by the same investor in the same month across different platforms, we find that smartphones ...
    • Survey_BHL_2019 

      Unbekannter Autor
    • WP303_tradingdata 

      Unbekannter Autor
      We use proprietary investor transaction-level data from two large German retail banks. For a large random sample of clients at the banks, we observe all their trades, including information on the securities traded, the ...