Anzeige der Dokumente 1-16 von 16

    • BEA NIPA 

      Unbekannter Autor
      BEA's national economic accounts provide a comprehensive picture of the U.S. economy and feature many macroeconomic statistics.
    • BLS 

      Unbekannter Autor
      The Bureau of Labor Statistics measures labor market activity, working conditions, price changes, and productivity in the U.S. economy to support public and private decision making.
    • Damodaran 

      Unbekannter Autor
      Welcome to my data page. This page contains links to almost everything you ever wanted to know about the data that is available on my site (and more). I have broken the page down into five constituent parts to make it more ...
    • FHFA 

      Unbekannter Autor
      The Federal Housing Finance Agency (FHFA) was established by the Housing and Economic Recovery Act of 2008 (HERA) and is responsible for the effective supervision, regulation, and housing mission oversight of Fannie Mae, ...
    • FRED 

      Unbekannter Autor
      Federal Reserve Economic Data (FRED) is a database maintained by the Research division of the Federal Reserve Bank of St. Louisthat has more than 500,000 economic time series from 87 sources. The data can be viewed in ...
    • HMDA 

      Unbekannter Autor
      Background & Purpose The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. This regulation provides the public loan data that can be used ...
    • Housing Habits and Their Implications for Life-Cycle Consumption and Investment 

      Kraft, Holger; Munk, Claus; Wagner, Sebastian (2017-01-26)
      We solve a rich life-cycle model of household decisions involving consumption of perishable goods and housing services, habit formation for housing consumption, stochastic labor income, stochastic house prices, home renting ...
    • HUD 

      Unbekannter Autor
      The Department of Housing and Urban Development administers programs that provide housing and community development assistance. The Department also works to ensure fair and equal housing opportunity for all.
    • Mortgage Supply and the US Housing Boom: The Role of the Community Reinvestment Act 

      Saadi, Vahid (2019-10-30)
      This paper studies the role of the Community Reinvestment Act (CRA) in the US housing boom-bust cycle. I find that the enhancement in CRA enforcement in 1998 increased the growth rate of mortgage lending by CRA-regulated ...
    • Mortgage Supply and the US Housing Boom: The Role of the Community Reinvestment Act 

      Saadi, Vahid (2016-10-30)
      This paper studies the role of the Community Reinvestment Act (CRA) in the US housing boom-bust cycle. I find that the enhancement in CRA enforcement in 1998 increased the growth rate of mortgage lending by CRA-regulated ...
    • SCF 

      Unbekannter Autor
      The Survey of Consumer Finances (SCF) is normally a triennial cross-sectional survey of U.S. families. The survey data include information on families’ balance sheets, pensions, income, and demographic characteristics. ...
    • SIPP 

      Unbekannter Autor
      The Survey of Income and Program Participation (SIPP) is a household-based survey designed as a continuous series of national panels. Each panel features a nationally representative sample interviewed over a multi-year ...
    • US Census 

      Unbekannter Autor
      The Census Bureau's mission is to serve as the nation’s leading provider of quality data about its people and economy. Our goal is to provide the best mix of timeliness, relevancy, quality and cost for the data we collect ...
    • USCS 

      Unbekannter Autor
      The United States Cancer Statistics are the official government statistics on cancer. These statistics include cancer registry data from CDC’s National Program of Cancer Registries (NPCR) and the National Cancer Institute’s ...
    • When Should Retirees Tap Their Home Equity? 

      Hambel, Christoph; Kraft, Holger; Meyer-Wehmann, André (2020-10-28)
      This paper studies a household’s optimal demand for a reverse mortgage. These contracts allow homeowners to tap their home equity to finance consumption needs. In stylized frameworks, we show that the decision to enter a ...
    • Who Invests in Home Equity to Exempt Wealth from Bankruptcy? 

      Corradin, Stefano; Gropp, Reint E.; Huizinga, Harry; Laeven, Luc (2013-05-01)
      Homestead exemptions to personal bankruptcy allow households to retain their home equity up to a limit determined at the state level. Households that may experience bankruptcy thus have an incentive to bias their portfolios ...