• Bank Response To Higher Capital Requirements: Evidence From A Quasi-Natural Experiment 

      Gropp, Reint E.; Mosk, Thomas; Ongena, Steven; Wix, Carlo (2016-12-07)
      We study the impact of higher capital requirements on banks’ balance sheets and its transmission to the real economy. The 2011 EBA capital exercise is an almost ideal quasi-natural experiment to identify this impact with ...
    • Bargaining with a Bank 

      Mosk, Thomas (2018-01-01)
      This paper examines bargaining as a mechanism to resolve information problems. To guide the analysis, I develop a parsimonious model of a credit negotiation between a bank and firms with varying levels of impatience. In ...
    • Supranational Rules, National Discretion: Increasing Versus Inflating Regulatory Bank Capital? 

      Gropp, Reint; Mosk, Thomas; Ongena, Steven; Simac, Ines; Wix, Carlo (2021-02-16)
      We study how higher capital requirements introduced at the supranational and implemented at the national level affect the regulatory capital of banks across countries. Using the 2011 EBA capital exercise as a quasi-natural ...