Anzeige der Dokumente 21-36 von 36

    • Life Insurance Demand under Health Shock Risk 

      Kraft, Holger; Schendel, Lorenz S.; Steffensen, Mogens (2015-06-03)
      This paper studies the life cycle consumption-investment-insurance problem of a family. The wage earner faces the risk of a health shock that significantly increases his probability of dying. The family can buy long-term ...
    • Moody's 

      Unbekannter Autor
      Moody's Corporation, often referred to as Moody's, is an American business and financial services company. It is the holding company for Moody's Investors Service (MIS), an American credit rating agency, and Moody's Analytics ...
    • Optimal Asset Allocation for Interconnected Life Insurers in the Low Interest Rate Environment Under Solvency Regulation 

      Niedrig, Tobias (2014-12-01)
      I assess how Basel III, Solvency II and the low interest rate environment will affect the financial connection between the bank and insurance sector by changing the funding patterns of banks as well as the investment ...
    • Optimal Social Security Claiming Behavior under Lump Sum Incentives: Theory and Evidence 

      Maurer, Raimond; Mitchell, Olivia S.; Rogalla, Ralph; Schimetschek, Tatjana (2017-01-31)
      People who delay claiming Social Security receive higher lifelong benefits upon retirement. We survey individuals on their willingness to delay claiming later, if they could receive a lump sum in lieu of a higher annuity ...
    • PSID 

      Unbekannter Autor
      The Panel Study of Income Dynamics (PSID) is the longest running longitudinal household survey in the world. The study began in 1968 with a nationally representative sample of over 18,000 individuals living in 5,000 families ...
    • Putting the Pension Back in 401(k) Plans: Optimal versus Default Longevity Income Annuities 

      Horneff, Vanya; Maurer, Raimond; Mitchell, Olivia S. (2016-09-29)
      Most defined contribution pension plans pay benefits as lump sums, yet the US Treasury has recently encouraged firms to protect retirees from outliving their assets by converting a portion of their plan balances into ...
    • QIS2 

      Unbekannter Autor
      During 2001, the Basel Committee on Banking Supervision conducted two major data collection exercises. The second quantitative impact study (QIS 2) gathered the data necessary to allow the Committee to gauge the impact of ...
    • REIT 

      Unbekannter Autor
      A real estate investment trust (“REIT”) is a company that owns, operates or finances income-producing real estate. REITs provide all investors the chance to own valuable real estate, present the opportunity to access ...
    • S&P 

      Unbekannter Autor
      S&P Global Ratings (previously Standard & Poor’s) is an American credit rating agency (CRA) and a division of S&P Global that publishes financial research and analysis on stocks, bonds, and commodities.
    • SNL 

      Unbekannter Autor
      SNL Financial is the premier provider of breaking news, financial data and expert analysis on business sectors critical to the global economy: Banking, Insurance, Financial Services, Real Estate, Energy, Media & Communications ...
    • SSA 

      Unbekannter Autor
      Since 2009, we have identifying high value data of particular interest to the public. Social Security has a long history of collecting data to carry out our mission so there is a treasure trove of information available for ...
    • The Effects of a Low Interest Rate Environment on Life Insurers 

      Berdin, Elia; Gründl, Helmut (2015-01-01)
      Low interest rates are becoming a threat to the stability of the life insurance industry, especially in countries such as Germany, where products with relatively high guaranteed returns sold in the past still represent a ...
    • The Effects of Contingent Convertible (CoCo) Bonds on Insurers’ Capital Requirements under Solvency II 

      Niedrig, Tobias; Gründl, Helmut (2015-02-01)
      The Liikanen Group proposes contingent convertible (CoCo) bonds as a potential mechanism to enhance financial stability in the banking industry. Especially life insurance companies could serve as CoCo bond holders as they ...
    • The Impact of Monetary Policy Interventions on the Insurance Industry 

      Pelizzon, Loriana; Sottocornola, Matteo (2018-03-01)
      This paper investigates the effect of the conventional and unconventional (e.g. Quantitative Easing - QE) monetary policy intervention on the insurance industry. We first analyze the impact on the stock performances of 166 ...
    • Will They Take the Money and Work? An Empirical Analysis of People’s Willingness to Delay Claiming Social Security Benefits for a Lump Sum 

      Maurer, Raimond; Mitchell, Olivia S.; Rogalla, Ralph; Schimetschek, Tatjana (2014-01-01)
      This paper investigates whether exchanging the Social Security delayed retirement credit, currently paid as an increase in lifetime annuity benefits, for a lump sum would induce later claiming and additional work. We show ...
    • ZfKD 

      Unbekannter Autor
      Das Zentrum für Krebsregisterdaten (ZfKD) im Robert Koch-Institut in Berlin führt die Daten der epidemiologischen Landes­krebs­register auf Bundesebene zusammen.